The potential application of a utility token in the project is possible

Simplified Model: "Asset-Backed Utility Token"

1. Base Structure

Issuance of the VRCT utility token:

· Total Supply: 10,000,000 VRCT

· For Sale: 4,000,000 VRCT (40%)

· Development Reserve: 3,000,000 VRCT (30%)

· Team: 2,000,000 VRCT (20%) - with a 4-year vesting period

· Marketing: 1,000,000 VRCT (10%)

2. Operational Mechanics

VRCT Sale → Conversion to Fiat → Investment in Class A Assets → Dividends → Development

Investment Portfolio:

· 50% - Government Bond ETFs (US Treasuries, EU Bonds)

· 30% - Dividend Aristocrats (KO, PG, JNJ)

· 20% - Cash Reserve and Stablecoins

3. Simplified Legal Framework

White Paper with key provisions:

· VRCT is a utility token for platform access

· Funds from the sale are invested in conservative assets

· Development is financed solely from dividends

· Public quarterly reporting

Public offer instead of complex contracts.

4. Financial Model

Example Calculation:

· 4,000,000 VRCT sold at $1 = $4,000,000

· Portfolio Yield: 3.5% p.a. = $140,000/year

· Monthly Development Budget: ~$11,600

Guarantees:

· Core capital is protected in Class A assets

· If the portfolio value drops below 90% of the initial value - development is stopped until recovery

· Transparent investment tracking via public reports

5. Liquidity Pool and Exchange

Exchange Mechanics:

· Initially: tokens are sold directly at a fixed price

· Upon accumulating $500,000 in dividends: a liquidity pool is created

· Holders can exchange VRCT for USDT/USDC

· Price is determined by market demand

Use as a Payment Method:

· Business partners buy VRCT on the exchange

· They pay for licenses directly with tokens

· Possibility of a discount when paying with VRCT

6. Implementation Stages

Stage 1: Token Launch and Fundraising

· VRCT deployment on Polygon/Avalanche (low fees)

· Sale via a proprietary platform

· Fundraising Target: $2,000,000 - $4,000,000

Stage 2: Investment and Development

· Formation of a Class A asset portfolio

· Hiring of core team using dividend income

· MVP development

Stage 3: Ecosystem Launch

· Creation of a liquidity pool on a DEX

· Integration of VRCT as a payment method

· Team expansion

7. Model Advantages

For Investors:

· Capital protection through real assets

· Transparency in fund usage

· Exit opportunity via the liquidity pool

· Participation in the ecosystem via a utility token

For the Project:

· Long-term development financing

· Minimal legal complexity

· Building a loyal community

· Resilience to market fluctuations

8. Governance and Reporting

Public Reporting:

· Quarterly portfolio report

· Development and fund usage report

· Online dashboard with current statistics

Management Committee:

· 3-5 people (founders + independent experts)

· Control over investment decisions

· Oversight of fund usage

This model combines the simplicity of a crypto model with the security of traditional investments, ensuring long-term development with minimal regulatory risks.